Blytheville Bankruptcy Attorney
I am an experienced bankruptcy attorney. I have represented thousands of clients in obtaining bankruptcy in the U.S. Bankruptcy Court for the Eastern District of Arkansas since 1980. I have a 100% track record and have never had a bankruptcy case denied.
Bankruptcy can in most cases stop garnishment, repossession, lawsuits, and harassment by creditors. The filing of a bankruptcy case by a person automatically suspends virtually all collection and other legal proceedings pending against that person. A few days after a bankruptcy case is filed, the court will mail a notice to all creditors ordering them to refrain from any further action against the person. This court-ordered suspension of creditor activity against the person filing is called the automatic stay and is similar to a restraining order. If necessary, notice of the automatic stay may be served on a creditor earlier by the person filing bankruptcy or the person's attorney. Any creditor who intentionally violates the automatic stay may be held in contempt of court and may be liable in damages, attorney fees and costs to the person filing.
You can call my office for an appointment to come in and discuss your financial situation and debt problems. I will review your financial situation and determine whether bankruptcy is an option for you. I will discuss the pros and cons of filing bankruptcy, the different types of bankruptcy, and the procedure involved in getting a bankruptcy.
It is helpful if you bring the following information to our first meeting.
- Gross income from all sources for the past 6 months. This includes employment income (bring check stubs), social security, unemployment compensation, child support, and retirement income.
- Name, address, and amount owed to each creditor. List all creditors, including the ones you want to file on and the ones you want to keep. Please bring your most recent statement or bill from each of your creditors.
- Your monthly living expenses. (examples: car payment, house payment or rent, utility company bills, insurance, groceries, gasoline, clothing, household supplies, child care and child expenses, medical bills, donations to church and charity, etc.)
- Income tax returns for the past two tax years.
- List of your assets (personal property and real estate).